Why buy physical gold or silver through a RRSP or TFSA?

Buying gold or silver through an RRSP/TFSA is an ideal way to diversify your portfolio because it is tax-advantaged, secure and ensures that you are getting only the highest grade precious metals when it comes to purity.

What will I actually be buying?

Authentic physical gold and silver. These are real hard assets, not paper assets, stocks or certificates. Your certified, physical gold and silver is not pooled with others. It is fully allocated in your name and segregated from others. You are welcome to request delivery of your physical gold and silver at any time (at which point you would simply need to pay the withholding taxes like any other RRSP).

Which registered savings plan accounts are eligible to hold physical gold and silver?

RRSP – registered retirement savings plan

TFSA – tax-free savings account

RESP – individual and family registered education savings plan

LIF – life income fund

RRIF – registered retirement income fund

LIRA – locked in retirement account

Where is the gold and silver stored? Is it insured?

Your precious metals will be stored in the International Depository Service of Canada (IDS). IDS is a secured, IIROC approved, depository located in Ontario, Canada.

All of your precious metals are insured by the world’s leading insurance provider.

To ensure that your precious metals are safe and secure we provide the following services: inventory statements, delivery receipts and access to a dedicated Canadian Gold Services representative so that you can buy or sell your precious metals within seconds. You can even visit your precious metals upon special request.

Who has access to my account?

Your account is set up in your name. No one else has power of attorney. Only you and those individuals you choose to have authority can buy, sell or take delivery of your physical gold and silver.

Why use Canadian Gold Services as your authorized precious metals dealer?

As a registered bullion dealer with Questrade*, Canadian Gold Services is uniquely positioned to help investors buy and store physical gold and silver within their Registered Savings Plans.

In addition to offering highly-competitive pricing, Canadian Gold Services is committed to exceptional customer service. We take the time to get to know each client’s unique position and ensure you are well-informed and equipped to make strategic decisions about your investment.

*Questrade is a registered investment dealer with the Investment Industry Regulatory Organization of Canada (IIROC) and offers products including Registered Retirement Accounts (RRSP) and Tax-Free Savings Accounts (TFSA).

How do I get started?

Step 1: Contact Canadian Gold Services for more information about how to open and fund a Questrade account. You can fill out the initial contact form below or call us at 416-286-9821.

Step 2: Open and fund a Questrade account with a $1000 minimum.

Step 3: Contact Canadian Gold Services to speak with a specialist for customized assistance with selecting, purchasing, and storing your precious metals.

For more information please fill out this form: